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Many people who found out about the words [http://www.keepmeoffwelfare.com Frugal living] imagine somebody living in darkness, eating only canned meals and suffering to save a few dollars. That's simply not true. Frugal living just isn't about suffering to avoid wasting, depriving yourself of stuff you love for the sake of being frugal. It is about making smart financial decisions and saving cash, so you can live living you want to live without having to work two jobs to cover it.

Frugal living means knowing when and the way much you should spend on something you want. By learning to live frugally you'll avoid paying over the top for a thing that isn't worth it... or are available cheaper somewhere else or through the use of coupons and rebates. It's making a conscious effort to invest in smarter spending, even though that includes planning what you're going to buy, stockpiling food in the event it can be bought cheap and buying things you don't need right now only when the price is right.

[http://www.keepmeoffwelfare.com Frugal] living can also be closely related to eco-friendly lifestyles, because senseless consumerism just isn't part of the deal. As opposed to buying, buying, and getting, the frugal lifestyle encourages repairing, cleaning and treating things carefully so they have a long life. In many cases, it also encourages better consumer decisions, because an item's value also accounts for how long it is going to last. Buying a cheap t-shirt that will last 5 washes, or a slightly more expensive one over a sale, that will last several seasons? It is possible to guess which of the two options matches the frugal living lifestyle better.

[http://www.keepmeoffwelfare.com Austerity] - Living frugally takes more effort than simply taking the easy route and spending without thinking, but it also has many benefits. All that money you save by using coupons can go towards settling your debts, or your mortgage, years until you are supposed to. It can also help keeping you off debt, and that's extremely important because realizing that you are in control of your financial situation means you will live a more secure and happier life. And it is also kinder towards the environment, so what's to not like?