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So quite often what happens is someone walks into a car dealership and they fall in love with a car. Then they commit to buying it (and the dealership sales person is usually jumping up and down with joy at this point) then start talking about getting a loan. This puts the buyer in an extremely bad position which can either increase the amount they have to pay each month or even harm the chance they have to get the loan.

Look Up Interest Rates

This is vital and to be honest with you, this should be common sense but it is something that is often ignored. Before you step outside your door, look up the current interest rates in your country for car loans. I cannot describe exactly how to do this as it is outside the scope of this article but various search engines are your friend! Look them up to help gain [http://www.creditautos.org credit auto]