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Internet Credit card processing company requires more security and agressive fraud controls than retail credit card processing because the credit card can not be verified by swiping the credit card as you do with a retail merchant account. Because of this it is rather crucial that you handle a company that focuses on internet transactions and Internet Merchant Accounts.

An Internet Merchant Account does not need a shopper's signature and has requirements beyond an average card-not-present or retail merchant account. If you have a merchant account, you need to verify that the merchant account supports credit card payments online.

A Merchant account company creates merchant accounts which really is a kind of bank account that enables businesses to simply accept payments by debit or charge cards. A merchant account also serves being an agreement between a retailer, a merchant bank and payment processor for the settlement of credit card and/or debit card transactions.

Just how much does it cost?

Application fees range from $00 to $150 and monthly fees vary widely from $20 - $65. Be sure you see the contract to see any monthly minimums and further service fees.