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Gartner predicts the number of accept mobile payments users worldwide will hit 73.4 million by 2009 and 190 million by 2012. This represents a tremendous percentage of total cell phone users (Gartner estimates upwards of 3% of your total user base) and organizations should look at this technologies as a potential payment channel comparable with checks, money and electronic funds transfers. Retailers Initial Adopters of Mobile Payments The advantages of mobile payment solutions for retailers are apparent. The ability to accept credit card payments or mobile payments on a wireless device including a smartphone enables retailers to create a host of new, innovative and engaging retail platforms. "Pop-Up Retail," a term coined by Trendwatching.com, can be a temporary retail space developed to promptly draw in crowds in high website traffic places then disappear when buzz wanes. Believe fairs, concerts along with other outdoor venues with enormous crowd attendance. Simply because these events have restricted time durations the expense of developing a permanent retail space (and the infrastructure to assistance it like telephone and web lines) is prohibitive.

But don't write-off these sales just however - mobile payment systems bridge the gap. With the swipe of a credit card down the side of a payment-enabled iPhone or Blackberry provides you instant access towards the similar payment processors you currently use - returning an instant payment authorization and integrating with accounting systems afterward to keep track of it all.

Future uses of mobile payments will extend beyond point of sale activity at events to delivering beneficial payment tools for in-field staff for example carpet cleaners, repairmen, plumbers, and so forth. hoping to reduce the time between invoice and receipt of funds. Firms creating residence calls to go over a customer's outstanding invoices will likely be in a position to capture a payment immediately - supplying the buyer an selection to avoid immediate disconnection of services. Business-to-Business Organizations Early to Late Majority It's accurate that a lot of industries accept mobile payments mobile information solutions for business-to-business customers, but most have focused on account and inventory data retrieval, logistics and routing solutions, and signature capture for goods delivered. Within the future, organizations will move away from invoicing buyers then waiting 30+ days for payment and can instead go for mobile payment systems the buyer utilizes at time of service or delivery to create payment. B2B corporations will represent the Early to Late Majority adopters of this technologies but its impact are going to be important. The price of managing receivables will be substantially lowered leveraging mobile payment solutions.

In Summary - Brainstorm on how Mobile Payments can Influence Your Enterprise

The multitude of killer applications out there currently on our web-enabled cell phones, smartphones as well as other related devices would have been unheard of just 4 years ago - therefore, brainstorm for the future. You as well as your executive leadership really should engage subject matter professionals, both inside and outside the firm, to decide how mobile payments are likely to have an effect on your company model inside the brief and long term. Map out the impacts and begin developing a strategy to make sure that you are proactively capturing the value mobile payment systems offer as an alternative to reactively trying to catch up with your competition. Dataquest Insight: Mobile Payment, 2007-2012 Kelly Brief is an expert within the technologies, business process automation and advertising and marketing disciplines. He shares over 15 years worth of encounter everyday at kellyrshort.com helping compact and medium companies with actionable tips on growing sales with powerful promoting, lowering operating fees applying small business method management, and leveraging unified technology to crush competition accept mobile payments.